5 thoughts on “How to conduct fund investment management”
Robin
The first step is to understand what fund is the fund
The is a white, the fund is a part of the money you invested to the fund company. The trader of the fund company uses your money to invest, which is generally the form of stocks. It is also equivalent to that you spend money to invite professionals for your stock. So it is very important to choose a good fund company! Only the fund company makes money can you have money.
In broad, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds, and various foundations. Funds in the existing securities market, including closed funds and open funds, have the characteristics of income function and value -added potential. From an accounting perspective, the fund is a narrow concept, which means funds with specific purposes and uses. Because the investors of the government and institutions do not require investment returns and investment recovery, they are required to use the law or the willingness of the investor to use the fund to form a fund.
It steps about how to calculate profit and loss
that is, the fund company earns the number of shares you buy, the net value of the unit of the day and the net value of the redemption date you buy Give you the corresponding dividend. For compensation, you also have to share losses with the number of purchased shares and net worth.
It other expenses
In when purchasing, a certain fee will be charged. Generally, 0.012 per share. If the unit net value of the day you buy is 1 yuan, you buy 10,000 shares (a total of 10,000 yuan), and you need to pay a total of 170 yuan. If you buy it on an online bank, there will be a corresponding discount, which is about 110. The fees for each bank are different.
The fourth step of the fund
is generally divided into three stages: subscription period, operating period (closed period), and the purchase period. At the beginning, it was the subscription period, usually about half a month. In this half month, you can only buy and cannot be redeemed (sell). The purchase price is generally 1 yuan. Then enter the operation period (closed period). During this time, the fund company took your money to build a position. It can also be said that it is a preparation period. Generally, it does not exceed three months. After opening, most of the foundations will increase. It will fall into 0.9*or lower, don’t think you will lose at this time, because your investment has just begun. Then enter the purchase period, at this time you can already buy and sell freely.
The fifth step of fund risk
The risk is definitely there, because there will be compensation if you earn it, mainly depending on the strength and operating status of your choice. But objectively speaking, fund investment is a long -term investment. Unlike stocks, it is easy to make money and lose money. Because the stock market has seen a bullish in the past six months and a virtuous cycle, there is basically no fund for a long -term loss, provided that you have invested at least half a year. [What is fund risk]
Step 6 Specific example explanation
For example, for the Jingshun Great Wall, the price bought on December 7 is 1.117, It has been continuously declined on December 8th, because the entire stock market has also fallen. From December 11th to December 15th, it is 1.186, which means that if you redeem it between December 7th and 11th, then you then you It will definitely lose money. From December 11th to 13th, the unit net value of the unit reaches 1.134. You can earn the handling fee. The difference from 1.134 to 1.186 is your profit per share. Maybe it will fall from December 15th, and your profits will gradually shrink or even lower. Inference, this is the rise and fall of the fund. The rise and fall of the fund is generally related to the rise and fall of the stock market. It is not an accident. Because the broader market continues to rise in a fluctuation, the fund has also risen slowly (in the past six months).
It Step 7 Teach you how to buy funds
generally a bank agent, different types of funds of different banking agents are also different; or buy directly at the designated place of the fund company Essence Take your ID card and a debit card with a purchase amount when you buy it at the bank. Time is done from 9:30 am to 11 am, 1 pm to 3 pm.
Step 8 Investment funds other problems
Fund reinvestment: refers to the fund that has been divided up and fell again. Almost, the advantage is that the preparation period for 2 or three months can be freely traded. The disadvantage is that the buyer is often slightly higher than the 1 yuan at the time of the new distribution, but it will not be much higher.
It Step 9 Dividends
When the price is falling, the profit has returned to you according to the number of shares you bought and the net value of the unit. The issue of redemption. For example, you spent 1 yuan to buy 10,000 shares (10,000 yuan). After half a year, the dividend of the unit net value of 1.717 fell to 1 piece after the dividend of 1.717. Then you went to the 0.017 handling fee. You earn 0.7 yuan per share and 7000. This part of the profit will become your fund shares if you plan to continue your investment, and it will be realized if redemption.
Step tenth conclusion
Fund is a better way of financial management. Although there are certain risks, it is much less than stocks, so it is very suitable for novices The first step of investment can buy the fund. However, we must choose to distribute the company very cautiously, and cannot be anxious. At least half a year of investment is more secure. In general, compared with the stock, the risk is small, and the long -term holding rate is high. ) It is generally a net return 60%-80%.
In this special year in 2010, all kinds of uncertainty affects each other and overlap each other. The securities markets may present unusual independence, and the theme rotation is strong. When the investment theme of a certain fund is in line with market hotspots, the fund’s performance is often outstanding. The theme investment just highlights the theme of time selection for band operation. Most of the time, the net purchase of the fund industry is highly consistent with the excess income direction of the industry. Fund returns to leading research and investment levels and information advantages. The group consensus formed by the fund formed in the market game is enough, which is enough to have a significant impact on the A -share market. Therefore, at the stage of a strong investment atmosphere, the best strategy to share results in the A -share market is undoubtedly following the trend. Fund is the biggest beneficiary in the trend market. The theme rotation should be used to take the initiative. The market is always chasing hot spots, and the sector often has rotation. Chasing market hotspots is also a strategy for fund investment. In 2010, the uncertainty of various expected economic recovery can lead to a significant fluctuations in the broader market, and the band operation should be performed to maximize the revenue. A number of securities companies also determined the strategic ideas of theme rotation and band operations in the 2010 fund strategy report. The fund can only be fine -tuned for stock positions, and the error rate is high. This shows that under the selected type or fund company, the fund manager’s stock selection ability should be paid attention to. Under the expectations of stock index futures this year, index funds will add time options. A person from the Dacheng Fund Research Department pointed out that “reasonable use of the setting strategy, the fund can resist the risks brought by the decline in the market by selling short index firms, or hedge the downward risk of the investment portfolio. Income. “Chang Song, manager of the enhanced fund manager of the Ficknings Tianding CSI, said,” The control of the position through the stock index futures can effectively reduce the tracking error of the index fund. ” Fund Research Center believes that investors can broaden their horizons. For example, the value of bond funds in 2010 was higher than 2009. This is mainly used as a stabilizer for asset allocation. Bond funds can play a greater role in the fund portfolio. Based on the lack of systematic opportunities in the bond market in the first quarter, and a certain adjustment of the stock market in the short term, it is good to buy a partial bond bond fund managed by fund managers with strong management capabilities of equity assets. In addition, as overseas markets gradually strengthen, QDII Fund’s function to optimize the relationship between income and risk in asset portfolios will be deepened. In the basis of maintaining a firm stock fund, determine the investment strategy of global allocation, and further refine the operating strategy, consider maintaining a QDII fund of about 15%-20%in the overall fund asset allocation; closely close Pay attention to hotspots, use the theme rotation to take the initiative to attack the theme funds; use the fund adjustment signal to achieve index fund -shaped operation. After the baptism of the last wave of bull markets and bear markets, the Minmin no longer has an unrealistic return on the fund, and the understanding of the fund is more mature and rational. In a complex market such as mature and rational, the more likely to obtain more ideal investment income through reasonable asset allocation. Behind the rationality is the baptism of Great waves, and channels and sales agencies have become more professional. “
Fund channels or good buying fund websites such as Tencent, Sina and other portals have many consultations for you to learn and reference. In three suggestions for you: Investment funds must be invested for a long time. Do not buy it today, buy today, sell tomorrow. : Choose the fund to be suitable for you, don’t chase the so -called dark horse. Buy according to your own risk tolerance. 3: It is best to buy funds online or buy it at third -party institutions. Because the handling fee will be very low.
Index funds need to choose the market index tracked by the fund when designing the investment policy. There are many types of market indexes. The core issue that needs to be considered when choosing a market index is the extensive representativeness and possible transaction costs of the market index. Therefore, the following aspects of the selected market index need to be considered: (1) selected The broadness and representativeness of the market index; (2) the moderateness of the securities in the index; (3) the relative stability of the index itself; (4) the liquidity of the securities of the index.
It is recommended that you go to Tencent, click the fund, and then click the expert to answer online. There are experts from Monday to Friday to answer your questions. But it seems that a person can only answer one question, I often go up and watch
The first step is to understand what fund is the fund
The is a white, the fund is a part of the money you invested to the fund company. The trader of the fund company uses your money to invest, which is generally the form of stocks. It is also equivalent to that you spend money to invite professionals for your stock. So it is very important to choose a good fund company! Only the fund company makes money can you have money.
In broad, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds, and various foundations. Funds in the existing securities market, including closed funds and open funds, have the characteristics of income function and value -added potential. From an accounting perspective, the fund is a narrow concept, which means funds with specific purposes and uses. Because the investors of the government and institutions do not require investment returns and investment recovery, they are required to use the law or the willingness of the investor to use the fund to form a fund.
It steps about how to calculate profit and loss
that is, the fund company earns the number of shares you buy, the net value of the unit of the day and the net value of the redemption date you buy Give you the corresponding dividend. For compensation, you also have to share losses with the number of purchased shares and net worth.
It other expenses
In when purchasing, a certain fee will be charged. Generally, 0.012 per share. If the unit net value of the day you buy is 1 yuan, you buy 10,000 shares (a total of 10,000 yuan), and you need to pay a total of 170 yuan. If you buy it on an online bank, there will be a corresponding discount, which is about 110. The fees for each bank are different.
The fourth step of the fund
is generally divided into three stages: subscription period, operating period (closed period), and the purchase period. At the beginning, it was the subscription period, usually about half a month. In this half month, you can only buy and cannot be redeemed (sell). The purchase price is generally 1 yuan. Then enter the operation period (closed period). During this time, the fund company took your money to build a position. It can also be said that it is a preparation period. Generally, it does not exceed three months. After opening, most of the foundations will increase. It will fall into 0.9*or lower, don’t think you will lose at this time, because your investment has just begun. Then enter the purchase period, at this time you can already buy and sell freely.
The fifth step of fund risk
The risk is definitely there, because there will be compensation if you earn it, mainly depending on the strength and operating status of your choice. But objectively speaking, fund investment is a long -term investment. Unlike stocks, it is easy to make money and lose money. Because the stock market has seen a bullish in the past six months and a virtuous cycle, there is basically no fund for a long -term loss, provided that you have invested at least half a year. [What is fund risk]
Step 6 Specific example explanation
For example, for the Jingshun Great Wall, the price bought on December 7 is 1.117, It has been continuously declined on December 8th, because the entire stock market has also fallen. From December 11th to December 15th, it is 1.186, which means that if you redeem it between December 7th and 11th, then you then you It will definitely lose money. From December 11th to 13th, the unit net value of the unit reaches 1.134. You can earn the handling fee. The difference from 1.134 to 1.186 is your profit per share. Maybe it will fall from December 15th, and your profits will gradually shrink or even lower. Inference, this is the rise and fall of the fund. The rise and fall of the fund is generally related to the rise and fall of the stock market. It is not an accident. Because the broader market continues to rise in a fluctuation, the fund has also risen slowly (in the past six months).
It Step 7 Teach you how to buy funds
generally a bank agent, different types of funds of different banking agents are also different; or buy directly at the designated place of the fund company Essence Take your ID card and a debit card with a purchase amount when you buy it at the bank. Time is done from 9:30 am to 11 am, 1 pm to 3 pm.
Step 8 Investment funds other problems
Fund reinvestment: refers to the fund that has been divided up and fell again. Almost, the advantage is that the preparation period for 2 or three months can be freely traded. The disadvantage is that the buyer is often slightly higher than the 1 yuan at the time of the new distribution, but it will not be much higher.
It Step 9 Dividends
When the price is falling, the profit has returned to you according to the number of shares you bought and the net value of the unit. The issue of redemption. For example, you spent 1 yuan to buy 10,000 shares (10,000 yuan). After half a year, the dividend of the unit net value of 1.717 fell to 1 piece after the dividend of 1.717. Then you went to the 0.017 handling fee. You earn 0.7 yuan per share and 7000. This part of the profit will become your fund shares if you plan to continue your investment, and it will be realized if redemption.
Step tenth conclusion
Fund is a better way of financial management. Although there are certain risks, it is much less than stocks, so it is very suitable for novices The first step of investment can buy the fund. However, we must choose to distribute the company very cautiously, and cannot be anxious. At least half a year of investment is more secure. In general, compared with the stock, the risk is small, and the long -term holding rate is high. ) It is generally a net return 60%-80%.
In this special year in 2010, all kinds of uncertainty affects each other and overlap each other. The securities markets may present unusual independence, and the theme rotation is strong. When the investment theme of a certain fund is in line with market hotspots, the fund’s performance is often outstanding.
The theme investment just highlights the theme of time selection for band operation. Most of the time, the net purchase of the fund industry is highly consistent with the excess income direction of the industry. Fund returns to leading research and investment levels and information advantages. The group consensus formed by the fund formed in the market game is enough, which is enough to have a significant impact on the A -share market. Therefore, at the stage of a strong investment atmosphere, the best strategy to share results in the A -share market is undoubtedly following the trend. Fund is the biggest beneficiary in the trend market.
The theme rotation should be used to take the initiative. The market is always chasing hot spots, and the sector often has rotation. Chasing market hotspots is also a strategy for fund investment. In 2010, the uncertainty of various expected economic recovery can lead to a significant fluctuations in the broader market, and the band operation should be performed to maximize the revenue. A number of securities companies also determined the strategic ideas of theme rotation and band operations in the 2010 fund strategy report.
The fund can only be fine -tuned for stock positions, and the error rate is high. This shows that under the selected type or fund company, the fund manager’s stock selection ability should be paid attention to. Under the expectations of stock index futures this year, index funds will add time options. A person from the Dacheng Fund Research Department pointed out that “reasonable use of the setting strategy, the fund can resist the risks brought by the decline in the market by selling short index firms, or hedge the downward risk of the investment portfolio. Income. “Chang Song, manager of the enhanced fund manager of the Ficknings Tianding CSI, said,” The control of the position through the stock index futures can effectively reduce the tracking error of the index fund. ” Fund Research Center believes that investors can broaden their horizons. For example, the value of bond funds in 2010 was higher than 2009. This is mainly used as a stabilizer for asset allocation. Bond funds can play a greater role in the fund portfolio. Based on the lack of systematic opportunities in the bond market in the first quarter, and a certain adjustment of the stock market in the short term, it is good to buy a partial bond bond fund managed by fund managers with strong management capabilities of equity assets. In addition, as overseas markets gradually strengthen, QDII Fund’s function to optimize the relationship between income and risk in asset portfolios will be deepened.
In the basis of maintaining a firm stock fund, determine the investment strategy of global allocation, and further refine the operating strategy, consider maintaining a QDII fund of about 15%-20%in the overall fund asset allocation; closely close Pay attention to hotspots, use the theme rotation to take the initiative to attack the theme funds; use the fund adjustment signal to achieve index fund -shaped operation. After the baptism of the last wave of bull markets and bear markets, the Minmin no longer has an unrealistic return on the fund, and the understanding of the fund is more mature and rational. In a complex market such as mature and rational, the more likely to obtain more ideal investment income through reasonable asset allocation. Behind the rationality is the baptism of Great waves, and channels and sales agencies have become more professional. “
Fund channels or good buying fund websites such as Tencent, Sina and other portals have many consultations for you to learn and reference.
In three suggestions for you: Investment funds must be invested for a long time. Do not buy it today, buy today, sell tomorrow.
: Choose the fund to be suitable for you, don’t chase the so -called dark horse. Buy according to your own risk tolerance.
3: It is best to buy funds online or buy it at third -party institutions. Because the handling fee will be very low.
Index funds need to choose the market index tracked by the fund when designing the investment policy. There are many types of market indexes. The core issue that needs to be considered when choosing a market index is the extensive representativeness and possible transaction costs of the market index. Therefore, the following aspects of the selected market index need to be considered: (1) selected The broadness and representativeness of the market index; (2) the moderateness of the securities in the index; (3) the relative stability of the index itself; (4) the liquidity of the securities of the index.
It is recommended that you go to Tencent, click the fund, and then click the expert to answer online. There are experts from Monday to Friday to answer your questions. But it seems that a person can only answer one question, I often go up and watch