5 thoughts on “Does anyone know P2P loans? Is this loan risky? Is this company reliable?”
Amy
In fact, this P2P is a disguised usury. It is simply that “ox” uses other people’s money to take the service fee
1) On the one hand By the month, there are high interest and early repayment liquidated damages Analysis: At present, there is no legal clause on P2P borrowing, so the CBRC cannot control the legal wipes of the law At least I think the customer’s qualifications are at least so much
2) On the other side, borrowers enjoy higher returns than bank wealth management products but relatively high risks Analysis: General P2P wealth management products of the year of P2P wealth management products The profit of 10% to 20% is much higher than the bank’s wealth management product as the saying goes. As the saying goes, wool comes from the profit on the sheep. N3) P2P small loan is a company that cannot do for banks such as poor credit records, no stable work, no fixed punch -in income, no fixed assets, etc. The company that uses P2P form loans is to draw profits during the borrowing process r
PS. Violations, non -illegal high -profile risks have the value of his existence, but there is no good management method. The company may not be regular because this industry is not formal
P2P is an innovative wealth management model, which was invented by Yusus, who won the Nobel Prize in Economics. Through the third -party platform, a credit lender borrows the funds first, and then finds the lenders to transfer the creditor’s rights through debt transfer, which forms a lender directly connect with the lenders. Under normal circumstances, the third -party platform will strictly review the credit of the borrower, and then ask the borrower to deliver the risk deposit. The most important point is to disperse the funds to reduce the risk. For borrowers, this is a safe investment model, because first, he directly generates a relationship with the borrower to avoid the risks caused by the company’s failure, and the second decentralized lending also ensures the security of the loan. It can reduce risks in different baskets. Third, the annualized income of P2P’s wealth management property can reach 12%, which is 9% higher than the bank. It is a secure, stable and considerable financial project.
If you have any questions, you can ask me, I will send a detailed information for you. Email: 934998282@qq.
The so -called P2P online loan refers to the information provided by the website and provides online services to bridge. Investors will loan funds to other financial innovation models for other borrowing demanders.
has no special laws to be rely on, just in accordance with the relevant provisions of the General Principles of the Civil Law and the Contract Law and the “Several Opinions of the Supreme People’s Court on the People’s Court of Court of Court” in 1991 Interests can be appropriately higher than the bank interest rate, but the maximum of not exceeding the bank loan interest rate of the same period, and the excessive interest law is not protected.
P2P loan platform is still in a state of “free from the regulatory threshold”. The CBRC issued only an early warning document of the “Notice of Risk Reminder”. In fact, this symbolizes the tolerance of a certain degree of tolerance. It gives the industry free development. The loan platform company is biased towards a micro -enterprise or individual transaction business engaged in the loan amount of less than 3 million, while the banking business tends to develop more than 5 million small enterprise loans. Big
In fact, this P2P is a disguised usury. It is simply that “ox” uses other people’s money to take the service fee
1) On the one hand By the month, there are high interest and early repayment liquidated damages
Analysis: At present, there is no legal clause on P2P borrowing, so the CBRC cannot control the legal wipes of the law
At least I think the customer’s qualifications are at least so much
2) On the other side, borrowers enjoy higher returns than bank wealth management products but relatively high risks
Analysis: General P2P wealth management products of the year of P2P wealth management products The profit of 10% to 20% is much higher than the bank’s wealth management product as the saying goes. As the saying goes, wool comes from the profit on the sheep. N3) P2P small loan is a company that cannot do for banks such as poor credit records, no stable work, no fixed punch -in income, no fixed assets, etc. The company that uses P2P form loans is to draw profits during the borrowing process r
PS. Violations, non -illegal high -profile risks have the value of his existence, but there is no good management method. The company may not be regular because this industry is not formal
P2P is an innovative wealth management model, which was invented by Yusus, who won the Nobel Prize in Economics. Through the third -party platform, a credit lender borrows the funds first, and then finds the lenders to transfer the creditor’s rights through debt transfer, which forms a lender directly connect with the lenders. Under normal circumstances, the third -party platform will strictly review the credit of the borrower, and then ask the borrower to deliver the risk deposit. The most important point is to disperse the funds to reduce the risk. For borrowers, this is a safe investment model, because first, he directly generates a relationship with the borrower to avoid the risks caused by the company’s failure, and the second decentralized lending also ensures the security of the loan. It can reduce risks in different baskets. Third, the annualized income of P2P’s wealth management property can reach 12%, which is 9% higher than the bank. It is a secure, stable and considerable financial project.
If you have any questions, you can ask me, I will send a detailed information for you. Email: 934998282@qq.
The so -called P2P online loan refers to the information provided by the website and provides online services to bridge. Investors will loan funds to other financial innovation models for other borrowing demanders.
has no special laws to be rely on, just in accordance with the relevant provisions of the General Principles of the Civil Law and the Contract Law and the “Several Opinions of the Supreme People’s Court on the People’s Court of Court of Court” in 1991 Interests can be appropriately higher than the bank interest rate, but the maximum of not exceeding the bank loan interest rate of the same period, and the excessive interest law is not protected.
P2P loan platform is still in a state of “free from the regulatory threshold”. The CBRC issued only an early warning document of the “Notice of Risk Reminder”. In fact, this symbolizes the tolerance of a certain degree of tolerance. It gives the industry free development. The loan platform company is biased towards a micro -enterprise or individual transaction business engaged in the loan amount of less than 3 million, while the banking business tends to develop more than 5 million small enterprise loans. Big
Guanqun Gallow Investment Management (Beijing) Co., Ltd.. Leader of P2P mode!
Oh ,,,,,,,,,,,,,,,,,,,,,,,,