2 thoughts on “What are the hidden rules of financial freedom?”
Irving
When it comes to financial freedom, it will be reminiscent of the four quadrants mentioned in the book “Poor Daddy and Rich Dad”. Robert Kiyosaki divided the income people on the market for 4 groups, using four elephants to make differences. The coordinate system on the horizontal axis F represents time, that is, free freedom, vertical axis W represents wealth, that is, wealth. The relative income and time are limited to the E -Election of the office workers, and they are the largest number of personnel. This is flexible, and the income is not stable. It is an individual household, that is, the SIA quadrant of the freelancer; the income has room for improvement, but the entrepreneur B Xiang limit has become very busy. Most employees work at 9 am to 9 pm every day, and 12 hours of working hours every day become standard. Starting a business, you need to organize a team to create a system to create more income. Investor I phenomen The most abundant resources are also the least number of people in the society. We can imagine that a person with a money box in his hand finds the image of the project everywhere. The number of people, individual households, entrepreneurs, investors, and four groups of people decrease one by one. This ratio is the same as that of most wealth in the hands of a few people. The relatives who have not realized financial freedom in life, you can try to feel the financial freedom through a game. In 2013, I bought the Chinese version of the cash flow game developed by the poor father and father company. I also held 3 or 5 offline cash flow games. This game can be bought on Taobao, with more than 200 sets. In the game, you can use 4 hours to simulate the financial state of human life. What is reflected in the game is the model you face money in reality. At the beginning of the game, players will be assigned random characters. Different roles have a large difference in monthly income and expenditure. usually can eventually win from the poor family. It is not a high -income occupation such as doctors and pilots. Because of high income, it is bound to spend a lot. Instead, occupations with low salary and less expenditure such as secretaries and workers are easy to achieve financial freedom. Every time after the game is over, many people have said that they have indeed developed a lot of ideas. Find WeChat public account: Chunnan organizes, understand practical sorting dry goods, and help you organize tangible items invisible life
Author Cat Brother The source cat Finance The a few days ago, I watched a news! Wang Sicong has a dog love dog, named “Wang Coco”, English name Coco Wang. Wang Coco often in the same frame with Wang Sicong. The two kissed and hugged, took private planes together, and frequently appeared in the public vision. It also has high -end living living: eating private customized high -end dog food, wearing the collar of Hermes, sitting on imported private sofas, and recently wearing the same underwear show on the same underwear. In March 2016, Wang Ke Ke’s pet shop “Wang Ke is a Bichi” on Taobao, which is mainly engaged in pet food, snacks, supplies and other peripherals. In the past few years, it has achieved 30 million sales from zero, becoming the first shop of pet net red. Wang Coco’s income level, the quality of life, not only surpass the vast majority of dogs, but also surpass the vast majority of people. Cat brother struggle for one year, and the income is better than this dog. The status quo. The second -generation Geng Zhi rich second -generation Yan Hao summarized his successful experience, which is “good life”, and Wang Keke’s experience is similar. Some people say that in fact, you don’t need to be so abused, you have to find a dog in a dog to compare. In fact, Cat Brother wants to borrow this topic to discuss a question: Like Wang Coco more than 99%of the same kind, it is also a dream of many human beings, but how can we realize true financial freedom? This, the probability of ordinary people realizing financial freedom is similar to Wang Coco’s probability of being seen by Wang Sicong, which are very low. is just too tempting this topic. People are willing to talk about this, and they are actually suffering. The law of large numbers has long proved that most people’s lives will be shocked. It is difficult to be rich and rich. Whether you want or not, it is difficult to break the law, because financial freedom is also hidden. , So you can only continue to YY, and you will never be achieved forever. Let’s talk about this question today: 01, is there standards for financial freedom? The unreliable standards, for example: The friends said that my monthly rent income is 5,000, and the family expenditure is 3,000 yuan. Brother Cat thinks this is alive, and far from financial freedom. The people said, is 50 million enough? Is it enough? This criterion cannot be evaluated, because you do n’t know your family expenditure, guarantee, and life expectations. 50 million people are enough for many people to live for several lives, but in some people’s eyes, it is only one year of living expenses, so this standard cannot be generalized. The objective standards are existence: If entry standards: passive income coverage expenditure. Passive income cats have been popularized many times. In popular terms, it is not necessary to invest in time and energy that you do not need to invest in time and energy. free. This is the summary of China’s investment great god Duan Yongping. It is slightly abstract, but it makes sense to think about it. The standard is very high. It is eliminated by people with a high salary but not free time. For the sake of convenience, we use this standard below. 02, do you have a hidden rule for financial freedom? Yes, the most typical poverty and wealth. Everyone knows that the Matthew effect is like yesterday’s two messages: Buffett’s book value may boost about $ 37 billion in tax reform plans. Amazon’s Bezos has recently risen because of a strong stock price of the company, becoming the second person in history to exceed $ 100 billion in personal wealth. The first is Bill Gates during the heyday. The hidden rules for financial freedom are mainly reflected in the contempt chain of income distribution: The first level: high risk capital The second level: low risk capital third level level level : Labor income The first level: High -risk capital Buffett, Bezos, Bill Gates, including Ma Yun Ma Huatang, etc., are all in the income distribution chain of “high risk capital” income distribution chain At the top level, the pricing of capital assets cannot around the element of risk, or the price of assets is the price of risks. It is impossible to get high returns without risk. The entrepreneurs occupy the positions of various rich lists, and belong to the risks that they bear to participate in the distribution of value. This result is very reasonable, because the species of entrepreneurs is alien in itself, and the inner struggle is tangled and uneasy. I really do n’t understand if I have n’t tried it, because ALL IN has a career full of uncertainty, high risk, high failure rate. Along with high returns. low -risk capital The low capital risk preferences may also have special channels, so you can make money steadily. . For example, renting for power, because the resources that cannot be obtained through the market can make money is a high probability; . Some capital tend to invest in the middle and late stages, and bet on those companies that have developed well Before IPO enters the game, it is certain to make money. What is uncertain is how much is to make; mi to give an example of it: 360 Return to A shares. Although Zhou Hongyi has many reasons, such as great safety and good domestic and good domestic, one of the important reasons is that the temptation of securitization profit is too great. Before delisting, the market value of 360 70 billion yuan. The various types of returns on the return road is a lot, the cost is very high, the time is very long, but the effect is amazing. According to the recent stock price, the market value of 360 is between 35-400 billion, and the market value of three years has increased. It has been five or six times, and the elderly rely on performance growth. Although this kind of thing is tossing, the risk is not high, and the operation is proper. The risk is high or low, and the probability of realizing financial freedom in combination with capital operations is the law of allocation. If labor income This income is at the bottom of the income distribution, which is also the fate of our like ants. Why are the profits of the company mostly created by employees, but the profit is basically the boss? Because as an employee, he does not bear the risk of business operations and does not bear the risk of investment failure. Regardless of the company’s operating conditions, workers will always receive prescribed compensation. How can risk -free income be high? Stipram’s value created by migrant workers is transferred to the boss. This can be regarded as a demand for employees to abandon most of the income distribution to hedge the risk of business risks. In fact, it is a very fair transaction. So in the perspective of working people, most of the bosses are sick because they are the result of different thinking. If the conviction of working in work, it is more pragmatic. Do not do the dream of financial freedom, unless accidents occur, such as demolition, winning. This to risk is actually the key to the market’s role in allocation of resource allocation. It is the most fair guarantee mechanism for the operation of the entire economic and commercial system to bear the role of risks. 03, there are more than three weaknesses below, that is basically no show! The statistics of some interdisciplinary disciplines also have some summary of this issue. The conclusion is more interesting. For example, if the following weaknesses are more than three on you and cannot be improved, then the matter of financial freedom has nothing to do with you. S hesitation. What is worse than reckless is hesitation. The procrastination. There are many sequelae of procrastination, such as a strong sense of guilt and self -denial. three minutes of heat. 80%of the failure in the world stems from halfway, and human nature is good and evil. In fear of being rejected. Persistence shameless is the secret of success. Self -settings. When we want to do one thing, we often list five or six reasons for opposition. Various conditions do not have so to negate ourselves first. Is to avoid reality. Coustays always make excuses. Once people make mistakes, they often shirk their responsibilities, and often say that the mistake is not in themselves. fear. Care about the evaluation of others, fearing that your dedication will not get a return. Darkness is important, but unfortunately most people do not. refueling learning, old ideas. We often encounter such people, and we adhere to our opinions with a decaying atmosphere of 5,000 years. A relative of Cat has a relative that was selected by God. Because the ancestor had a large house near the Beijing Summer Palace, he caught up with the demolition and took a sum. We recommend that he do some asset allocation, but he firmly believes that “insurance is deceiving”, “financial management is a scammer”, “the bank is also unreliable” … But he thinks gambling can be sent out to be a home. As a result, within three years, the cash of the demolition was lost, and the three houses under the name were mortgaged to return the book. How can I come back? 04, if there is no hope, what should we do so hard? The wealth of top crowds will greatly increase the average water product. The whole significance of most of us is to work hard to live average life. If on the average, the quality of life will drop several several times At a level. Because people are risks and disgust, they live cautiously and try new things, fearing the failure after trying. The low -risk paths selected by most people are also the most competitive places. Time is a good friend. You will find that no matter how many different choices in the middle, most students will not be particularly different in life. The distribution is a high probability, and most people will eventually be positioned in the thick waist. In order to have an advantageous position in competition, we continue to beautify ourselves in terms of knowledge, resumes, and appearance. These efforts are mostly to remove future uncertainty and reduce risks. If you want to surpass 99%of the same kind, you need to jump out of the thinking of ordinary people, so as to jump out of the competitive Red Sea. In the thinking of ordinary people, the most important thing is to give up the value they created, to hedge risk, thereby achieving a stable life. So you need two things. One is risk thinking, and the other is the ability to hedge risk hedging, that is, the ability to control risks and bear adventure consequences. It simply, the courageous people are easier to make money than those who know more. If you are ease and conservative, then you better give up unrealistic fantasies as soon as possible. The greatest pain of people often comes from knowing too much and doing too little. Knowing 10,000 financial freedom methods, but the soles of the feet have not taken a comfortable area, then you can only continue to be anxious.
When it comes to financial freedom, it will be reminiscent of the four quadrants mentioned in the book “Poor Daddy and Rich Dad”. Robert Kiyosaki divided the income people on the market for 4 groups, using four elephants to make differences. The coordinate system on the horizontal axis F represents time, that is, free freedom, vertical axis W represents wealth, that is, wealth. The relative income and time are limited to the E -Election of the office workers, and they are the largest number of personnel.
This is flexible, and the income is not stable. It is an individual household, that is, the SIA quadrant of the freelancer; the income has room for improvement, but the entrepreneur B Xiang limit has become very busy. Most employees work at 9 am to 9 pm every day, and 12 hours of working hours every day become standard. Starting a business, you need to organize a team to create a system to create more income. Investor I phenomen The most abundant resources are also the least number of people in the society. We can imagine that a person with a money box in his hand finds the image of the project everywhere. The number of people, individual households, entrepreneurs, investors, and four groups of people decrease one by one. This ratio is the same as that of most wealth in the hands of a few people.
The relatives who have not realized financial freedom in life, you can try to feel the financial freedom through a game. In 2013, I bought the Chinese version of the cash flow game developed by the poor father and father company. I also held 3 or 5 offline cash flow games. This game can be bought on Taobao, with more than 200 sets. In the game, you can use 4 hours to simulate the financial state of human life. What is reflected in the game is the model you face money in reality. At the beginning of the game, players will be assigned random characters. Different roles have a large difference in monthly income and expenditure.
usually can eventually win from the poor family. It is not a high -income occupation such as doctors and pilots. Because of high income, it is bound to spend a lot. Instead, occupations with low salary and less expenditure such as secretaries and workers are easy to achieve financial freedom. Every time after the game is over, many people have said that they have indeed developed a lot of ideas.
Find WeChat public account: Chunnan organizes, understand practical sorting dry goods, and help you organize tangible items invisible life
Author Cat Brother
The source cat Finance
The a few days ago, I watched a news!
Wang Sicong has a dog love dog, named “Wang Coco”, English name Coco Wang.
Wang Coco often in the same frame with Wang Sicong. The two kissed and hugged, took private planes together, and frequently appeared in the public vision. It also has high -end living living: eating private customized high -end dog food, wearing the collar of Hermes, sitting on imported private sofas, and recently wearing the same underwear show on the same underwear.
In March 2016, Wang Ke Ke’s pet shop “Wang Ke is a Bichi” on Taobao, which is mainly engaged in pet food, snacks, supplies and other peripherals. In the past few years, it has achieved 30 million sales from zero, becoming the first shop of pet net red.
Wang Coco’s income level, the quality of life, not only surpass the vast majority of dogs, but also surpass the vast majority of people. Cat brother struggle for one year, and the income is better than this dog. The status quo.
The second -generation Geng Zhi rich second -generation Yan Hao summarized his successful experience, which is “good life”, and Wang Keke’s experience is similar. Some people say that in fact, you don’t need to be so abused, you have to find a dog in a dog to compare. In fact, Cat Brother wants to borrow this topic to discuss a question: Like Wang Coco more than 99%of the same kind, it is also a dream of many human beings, but how can we realize true financial freedom?
This, the probability of ordinary people realizing financial freedom is similar to Wang Coco’s probability of being seen by Wang Sicong, which are very low.
is just too tempting this topic. People are willing to talk about this, and they are actually suffering. The law of large numbers has long proved that most people’s lives will be shocked. It is difficult to be rich and rich. Whether you want or not, it is difficult to break the law, because financial freedom is also hidden. , So you can only continue to YY, and you will never be achieved forever. Let’s talk about this question today:
01, is there standards for financial freedom?
The unreliable standards, for example:
The friends said that my monthly rent income is 5,000, and the family expenditure is 3,000 yuan. Brother Cat thinks this is alive, and far from financial freedom.
The people said, is 50 million enough? Is it enough? This criterion cannot be evaluated, because you do n’t know your family expenditure, guarantee, and life expectations. 50 million people are enough for many people to live for several lives, but in some people’s eyes, it is only one year of living expenses, so this standard cannot be generalized.
The objective standards are existence:
If entry standards: passive income coverage expenditure. Passive income cats have been popularized many times. In popular terms, it is not necessary to invest in time and energy that you do not need to invest in time and energy. free. This is the summary of China’s investment great god Duan Yongping. It is slightly abstract, but it makes sense to think about it. The standard is very high. It is eliminated by people with a high salary but not free time. For the sake of convenience, we use this standard below.
02, do you have a hidden rule for financial freedom?
Yes, the most typical poverty and wealth. Everyone knows that the Matthew effect is like yesterday’s two messages:
Buffett’s book value may boost about $ 37 billion in tax reform plans.
Amazon’s Bezos has recently risen because of a strong stock price of the company, becoming the second person in history to exceed $ 100 billion in personal wealth. The first is Bill Gates during the heyday.
The hidden rules for financial freedom are mainly reflected in the contempt chain of income distribution:
The first level: high risk capital
The second level: low risk capital
third level level level : Labor income
The first level: High -risk capital
Buffett, Bezos, Bill Gates, including Ma Yun Ma Huatang, etc., are all in the income distribution chain of “high risk capital” income distribution chain At the top level, the pricing of capital assets cannot around the element of risk, or the price of assets is the price of risks. It is impossible to get high returns without risk.
The entrepreneurs occupy the positions of various rich lists, and belong to the risks that they bear to participate in the distribution of value. This result is very reasonable, because the species of entrepreneurs is alien in itself, and the inner struggle is tangled and uneasy. I really do n’t understand if I have n’t tried it, because ALL IN has a career full of uncertainty, high risk, high failure rate. Along with high returns.
low -risk capital
The low capital risk preferences may also have special channels, so you can make money steadily.
. For example, renting for power, because the resources that cannot be obtained through the market can make money is a high probability;
. Some capital tend to invest in the middle and late stages, and bet on those companies that have developed well Before IPO enters the game, it is certain to make money. What is uncertain is how much is to make;
mi to give an example of it: 360 Return to A shares. Although Zhou Hongyi has many reasons, such as great safety and good domestic and good domestic, one of the important reasons is that the temptation of securitization profit is too great. Before delisting, the market value of 360 70 billion yuan.
The various types of returns on the return road is a lot, the cost is very high, the time is very long, but the effect is amazing. According to the recent stock price, the market value of 360 is between 35-400 billion, and the market value of three years has increased. It has been five or six times, and the elderly rely on performance growth.
Although this kind of thing is tossing, the risk is not high, and the operation is proper.
The risk is high or low, and the probability of realizing financial freedom in combination with capital operations is the law of allocation.
If labor income
This income is at the bottom of the income distribution, which is also the fate of our like ants.
Why are the profits of the company mostly created by employees, but the profit is basically the boss?
Because as an employee, he does not bear the risk of business operations and does not bear the risk of investment failure. Regardless of the company’s operating conditions, workers will always receive prescribed compensation.
How can risk -free income be high?
Stipram’s value created by migrant workers is transferred to the boss. This can be regarded as a demand for employees to abandon most of the income distribution to hedge the risk of business risks. In fact, it is a very fair transaction.
So in the perspective of working people, most of the bosses are sick because they are the result of different thinking.
If the conviction of working in work, it is more pragmatic. Do not do the dream of financial freedom, unless accidents occur, such as demolition, winning.
This to risk is actually the key to the market’s role in allocation of resource allocation. It is the most fair guarantee mechanism for the operation of the entire economic and commercial system to bear the role of risks.
03, there are more than three weaknesses below, that is basically no show!
The statistics of some interdisciplinary disciplines also have some summary of this issue. The conclusion is more interesting. For example, if the following weaknesses are more than three on you and cannot be improved, then the matter of financial freedom has nothing to do with you.
S hesitation. What is worse than reckless is hesitation.
The procrastination. There are many sequelae of procrastination, such as a strong sense of guilt and self -denial.
three minutes of heat. 80%of the failure in the world stems from halfway, and human nature is good and evil.
In fear of being rejected. Persistence shameless is the secret of success.
Self -settings. When we want to do one thing, we often list five or six reasons for opposition. Various conditions do not have so to negate ourselves first.
Is to avoid reality.
Coustays always make excuses. Once people make mistakes, they often shirk their responsibilities, and often say that the mistake is not in themselves.
fear. Care about the evaluation of others, fearing that your dedication will not get a return. Darkness is important, but unfortunately most people do not.
refueling learning, old ideas. We often encounter such people, and we adhere to our opinions with a decaying atmosphere of 5,000 years. A relative of Cat has a relative that was selected by God. Because the ancestor had a large house near the Beijing Summer Palace, he caught up with the demolition and took a sum. We recommend that he do some asset allocation, but he firmly believes that “insurance is deceiving”, “financial management is a scammer”, “the bank is also unreliable” … But he thinks gambling can be sent out to be a home. As a result, within three years, the cash of the demolition was lost, and the three houses under the name were mortgaged to return the book. How can I come back?
04, if there is no hope, what should we do so hard?
The wealth of top crowds will greatly increase the average water product. The whole significance of most of us is to work hard to live average life. If on the average, the quality of life will drop several several times At a level. Because people are risks and disgust, they live cautiously and try new things, fearing the failure after trying.
The low -risk paths selected by most people are also the most competitive places. Time is a good friend. You will find that no matter how many different choices in the middle, most students will not be particularly different in life. The distribution is a high probability, and most people will eventually be positioned in the thick waist.
In order to have an advantageous position in competition, we continue to beautify ourselves in terms of knowledge, resumes, and appearance. These efforts are mostly to remove future uncertainty and reduce risks.
If you want to surpass 99%of the same kind, you need to jump out of the thinking of ordinary people, so as to jump out of the competitive Red Sea. In the thinking of ordinary people, the most important thing is to give up the value they created, to hedge risk, thereby achieving a stable life. So you need two things. One is risk thinking, and the other is the ability to hedge risk hedging, that is, the ability to control risks and bear adventure consequences.
It simply, the courageous people are easier to make money than those who know more. If you are ease and conservative, then you better give up unrealistic fantasies as soon as possible. The greatest pain of people often comes from knowing too much and doing too little. Knowing 10,000 financial freedom methods, but the soles of the feet have not taken a comfortable area, then you can only continue to be anxious.